# Self-Serve Pro/Max Purchase — Implementation Plan

**Status:** Phases 1–4 BUILT + INSTALLED + LIVE on immense-voyage.local
(relay 0.2.121, app 0.2.153) as of 2026-06-08. Bitcoin rail end-to-end test
pending; card rail awaits operator Zaprite config. Phase 5 (SMTP expiry
reminders) remains. Follows the core decoupling (the relay owns tiers,
keyed by user-id) — this lets users buy their own Pro/Max instead of the
operator granting them by hand.

**Phase 4 (cards via Zaprite) — DONE.** Symmetric with the Bitcoin rail
(one-time prepaid checkout, NOT Zaprite recurring): relay `zaprite-client.js`
(POST /v1/orders + GET /v1/orders/:id), `POST /relay/tier-zaprite-order`
(operator-keyed), `POST /relay/zaprite/webhook` (re-fetch-to-verify — no
signature needed; both rails land at extendUserTier). Config:
`relay_zaprite_{api_key,base_url,currency}` + `relay_tier_prices_fiat_cents_json`
(default $21/$42), set via the new "Set Zaprite Connection" StartOS action.
`/api/billing/buy` gained `method:"card"`; tier-plans reports `card_available`
+ fiat prices; UI shows "Pay by card · $21" only when Zaprite is configured.
Operator TODO: run "Set Zaprite Connection" (paste API key) + register the
webhook at `https://<relay-host>/relay/zaprite/webhook` in Zaprite.

## Decisions (from Grant)

- **Prepaid periods, NOT auto-recurring.** A user pays for a fixed period
  (default **30 days**) of Pro/Max. Near expiry they get an email reminder
  and pay again to extend. At expiry, the tier drops to Core. No stored
  payment method, no card-vault / dunning.
- **Two payment rails:**
  - **Bitcoin / Lightning via BTCPay** — the *preferred* path. Relay already
    has `btcpay-client.js` (createInvoice + webhook HMAC) used for credit
    purchases; extend it for tier purchases.
  - **Cards via Zaprite** — secondary. Grant has a Zaprite org + API +
    webhooks. New integration.
- **UI:** the main pill button is **"Pay with Bitcoin"** (opens a BTCPay
  invoice). Directly below it, a smaller **"Pay by card"** link (opens a
  Zaprite checkout).
- **Expiry reminders via email.** Set up SMTP (Amazon SES per the Start9
  recommendation) and send an automated "your Pro/Max expires in N days"
  email. Recaps already has an SMTP transport (magic-link emails).
- **Prices:** from the relay's `relay_tier_prices_usd_json` (today Pro $5 /
  Max $15 per period), USD-denominated, paid in sats for BTCPay.

## Phases (each shippable on its own)

### Phase 1 — Relay: prepaid tier model + expiry enforcement (foundation)
Rail-agnostic. Everything else depends on it.
- `setUserTier({userId, tier, periodDays})` → set tier, set
  `subscription_expires_at`. **Extend from the current expiry** if the user
  is already active (so paying early adds time, doesn't reset it).
- **Enforce expiry:** when the relay resolves a user's tier (identityTier /
  the metered-route gate), treat `subscription_expires_at < now` as Core.
  Add a lazy check + a periodic sweep so expired users actually drop.
- Keep the operator-grant path (`/relay/user-tier`) working — it's the comp
  tool. A manual grant can set no-expiry (operator comp) vs a purchase sets
  a dated period.

### Phase 2 — Bitcoin/Lightning purchase (BTCPay)
- Relay: `POST /relay/tier-invoice` (operator-key authed) — body
  `{user_id, tier, period_days}` → `createInvoice` with metadata
  `{kind:"tier_subscription", userId, tier, periodDays}` → returns the
  checkout URL + invoice id.
- Relay webhook: on a settled `tier_subscription` invoice → `setUserTier`
  (extend by periodDays). (Mirrors the existing credit-purchase webhook
  branch.)
- Recaps: a `pending_purchases`-style record + the settle→poll→cache-tier
  loop (reuse the credit-purchase machinery). On settle, refresh
  `/api/license-status` so the badge flips to Pro/Max.

### Phase 3 — Purchase UI
- Tier picker (Pro / Max, price, "30 days") with the **"Pay with Bitcoin"**
  pill + **"Pay by card"** link. Reuse / replace the existing buy modal.
- Bitcoin → opens the BTCPay checkout (Phase 2). Card → opens Zaprite
  (Phase 4).

### Phase 4 — Cards via Zaprite
- Relay (or Recaps): create a Zaprite checkout for the tier (Grant's org +
  API), metadata carrying `{userId, tier, periodDays}`.
- Zaprite webhook → verify signature → `setUserTier` (extend). Same landing
  point as the BTCPay webhook.
- Wire the "Pay by card" link to it.

### Phase 5 — Expiry reminder emails
- SMTP via SES (Grant sets up SES + StartOS System SMTP; Recaps' transport
  already exists).
- Periodic job: find users with `subscription_expires_at` in ~N days, email
  a "renew" notice with a link back to the purchase UI. Idempotent (don't
  double-send).

## Notes / open defaults (sensible unless Grant says otherwise)
- Period = 30 days. Grace = none beyond the advance email (downgrade on
  expiry). Extend-from-current-expiry on early renewal.
- Relay stays **`make install` only** (private — never registry-deploy).
- The operator-key path authenticates Recaps→relay for invoice creation, the
  same as the tier-grant flow.
