Speaker reconciliation + open/re-process any saved session

Reconciliation (the marry-the-signals layer): after transcription, before the recap,
SpeakerReconciler (1) MERGES non-self clusters whose voiceprints are highly similar
(cosine >= 0.82) — fixes a person split across chunks (the real 1-on-1 failure: one
remote came back as 'MH' + 'Unknown_0'); and (2) NAMES remaining non-self clusters
from transcript CONTENT via the gateway LLM (people addressed by name / self-intros),
conservative + confidence-gated, keeping the placeholder when unrevealed. The
mic-channel self is protected and never reassigned. Voice does the segmentation; the
fingerprint-merge fixes splits; the LLM adds the content signal visual/voiceprint lack.

- SpeakerReconciler: pure cosine merge (tested) + LLM content-naming pass; rewrites
  speakers.json before recap. SessionController.finishBackend shares one model lookup
  for reconcile + recap. Gated by settings.reconcileSpeakers (default on).
- Open saved session: menu 'Open saved session…' → folder picker. Edits it if already
  transcribed, else reconstructs inputs from disk (visual_timeline vision segs +
  channel self-spans) and runs transcribe → reconcile → recap, then opens the editor.
  Lets you evaluate/correct ANY past call, not just the in-memory last one.

Note (from real Signal data): visual naming is unreliable on Signal (sparse, misread
initials, lowercase/center names) — so reconciliation + the editor (which teaches
voiceprints on confirm) carry it; the editor remains the human arbiter. 59/59 XCTest.

Ten31Transcripts/Recap/RecapEditModel.swift

@@ -170,7 +170,7 @@ final class RecapEditModel: ObservableObject {
         }
     }
 
-    private static func loadFingerprints(_ url: URL) -> [String: [Float]] {
+    static func loadFingerprints(_ url: URL) -> [String: [Float]] {
         guard let data = try? Data(contentsOf: url),
               let obj = try? JSONSerialization.jsonObject(with: data) as? [String: [Any]] else { return [:] }
         return obj.mapValues { $0.compactMap { ($0 as? NSNumber)?.floatValue } }