diff --git a/Ten31Transcripts/UI/SettingsView.swift b/Ten31Transcripts/UI/SettingsView.swift
index 51bc5d0..be625e2 100644
--- a/Ten31Transcripts/UI/SettingsView.swift
+++ b/Ten31Transcripts/UI/SettingsView.swift
@@ -7,6 +7,21 @@ struct SettingsView: View {
 
     var body: some View {
         Form {
+            Section("Your name") {
+                TextField("Your name", text: $settings.selfName)
+                    .textFieldStyle(.roundedBorder)
+                if isDefaultName {
+                    Label("Still set to the default. Enter your real name so your own voice is labeled correctly — and so the AI never gives your name to someone else.",
+                          systemImage: "exclamationmark.triangle.fill")
+                        .font(.caption)
+                        .foregroundStyle(.orange)
+                } else {
+                    Text("Labels your microphone channel as you in every transcript, and reserves this name so it’s never assigned to another speaker.")
+                        .font(.caption)
+                        .foregroundStyle(.secondary)
+                }
+            }
+
             Section("SparkControl backend") {
                 TextField("Base URL", text: $settings.backendBaseURL)
                     .textFieldStyle(.roundedBorder)
@@ -22,8 +37,6 @@ struct SettingsView: View {
             }
 
             Section("Transcription") {
-                TextField("Your name", text: $settings.selfName)
-                    .textFieldStyle(.roundedBorder)
                 Toggle("Auto-send recordings to backend", isOn: $settings.autoSendOnStop)
                 Toggle("Reconcile speakers (merge splits + name from content)", isOn: $settings.reconcileSpeakers)
                 Toggle("Build readable recap (topics + highlights)", isOn: $settings.recapEnabled)
@@ -33,7 +46,7 @@ struct SettingsView: View {
                     }
                     Button("Manage…") { TemplatesWindow.shared.show(settings: settings) }
                 }
-                Text("Your name labels your mic channel. Auto-send transcribes on stop; the recap writes transcript.md + recap.html. Templates define the takeaways categories per meeting type.")
+                Text("Auto-send transcribes on stop; the recap writes transcript.md + recap.html. Templates define the takeaways categories per meeting type.")
                     .font(.caption)
                     .foregroundStyle(.secondary)
             }
@@ -63,6 +76,12 @@ struct SettingsView: View {
         .navigationTitle("Settings")
     }
 
+    /// True while the user still has the placeholder name — drives the inline nudge.
+    private var isDefaultName: Bool {
+        let n = settings.selfName.trimmingCharacters(in: .whitespacesAndNewlines)
+        return n.isEmpty || n.caseInsensitiveCompare("Me") == .orderedSame
+    }
+
     private func binding(for key: String) -> Binding<Bool> {
         Binding(
             get: { settings.adapterEnabled[key] ?? true },